We Want to Help You Get Into the Vehicle of Your Dreams

Contact us for help with financing no matter your credit score

At Napleton's Toyota of Urbana, we know that it is difficult to find the vehicle of your dreams only to discover you don't qualify for financing. That is why our financing team is dedicated to helping you get a car loan that works for your budget and credit history.

Have credit that is lower than you'd hope for? We can still help you get an auto loan in the Urbana, IL area. The wide variety of lenders that we work with see credit differently. Due to this, we can probably find a lender who considers you a good candidate for financing.


Factors Financing Depends On:

  • Current Monthly Income
  • Length of Time with Current Employer
  • Down Payment

Lower than average credit does not mean you cannot get a loan. Our financing team has already helped get many people like you into the car of their dreams. Often times for these people the first step is to talk with us about the possibility of financing. Let us pre-approve you before you start shopping for your new vehicle so you can shop with confidence that the vehicle you choose is the one you can get financing for.

Prefer to meet in person? Fill out the form below and a representative will contact you to set up a time to meet. You can also VISIT US.

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Napleton's Toyota of Urbana

1101 Napleton Way
Directions Urbana, IL 61802

  • Sales: 217-367-1222
  • Service: 217-367-1222
  • Parts: 217-367-1222

Sales Hours

  • Monday 9:00am - 8:00pm
  • Tuesday 9:00am - 8:00pm
  • Wednesday 9:00am - 8:00pm
  • Thursday 9:00am - 8:00pm
  • Friday 9:00am - 8:00pm
  • Saturday 9:00am - 6:00pm
  • Sunday Closed